Friday, June 23, 2017

The 50 best network marketing companies of 2017

This is the ultimate list.

Here are the best network marketing opportunities of 2017 based off of trends, speculation and your ability to thrive.

Here we go:

#50. Empower Network

(June 2017 update: Dave Wood has temporarily stepped down after checking into drug rehab). Will we ever stop hearing about Empower Network? This is one of those rare MLMs that lit up and didn’t crash and burn a year later. Still, they are on a painful, slow decline now and its doubtful they will make this list in coming years.

#49. Bode Pro

This is a new venture that hits this list because we know the masses from another MLM will follow over to Bode Pro. You see, this is BK Boreyko’s company, the same guy who just got handled by the FTC at Vemma. Woudn’t doubt him to make another splash.

#48. Forever Green

(May 2017 update: did this go under?) The sign up cost will make you do a triple take (almost four figures), but you get to set your own retail price on every product you sell. If you’ve got the skills to make people cough up the cash for their products (which, btw, are pretty legit), you could definitely make that money back. They’ve also been winning plenty of awards (even a growth award from the Direct Selling Association themselves).

#47. Beachbody

P90x and Insanity workouts were the craze. They’ve fallen off a bit, but Beachbody is still a household name. They’re so product-centric, few people know they’re actually a network marketing company. Probably a good thing for company longevity, but they’re definitely not one of the “hot offers” to promote.

#46. ACN

Anyone involved in network marketing in the early 2000’s know ACN was “the ish”. Fast-forward to today, the telecommunications venture has seen steady declines the last 5 years, but $800+ million in annual revenue still isn’t bad. Still, they’re easily a “has been” and have failed to re-invent themselves.

#45. Youngevity

One of the trending anti-aging schemes, Youngevity touts “selenium” as the mineral to help several immune system and thyroid functions. The company has seen steady growth (revenue up to $156 million annually, up 16%), but they’ve failed to corner the market. Too many other hot players (see: Nerium, Jeunesse)

#44. It Works!

Body shapers and nutritional products. And a “greens line” as well. It Works! caught some flame in 2015 but have since fallen off a bit. Distributors have to sell $112 per month to get those commissions, so it was harder for most to keep up. “Yo, Grandma, you like these body shapers? Imma use your credit card cool?” Imagine? Lol.

#43. NHT Global

They were hot. These guys caught some shade for over-inflating their health products, but what health MLM doesn’t inflate their prices “a tiny bit” so they can dish out those juicy commissions? Well, their fiber product was 900% more than “leading alternatives” and their Trioten protein blend was 600% more expensive than Herbalife and Shaklee proteins. Ouch.

#42. PartyLite

The old-school version of “Scentsy” is not as nearly hot or trendy, but they’re staying relevant. The whole game to this “opportunity” is to host parties and then get ’em to pull out their credit cards and buy some candles. Luckily, there’s way better ways to make side money these days.

#41. USANA

These guys shouldn’t be on this list. In fact, they shouldn’t even be in business after the smackdown that was handed to them by the SEC and FBI in 2007. Yet they managed to make a massive comeback. The proof is in the income disclosure statement – $76k per year for full-time, well-established associates.

#40. Melaleuca

When you hit over a billy in annual sales, that’s reason enough to be on the shortlist. On top of that, they’ve been in the MLM game for over two decades, and they’re now the “largest online wellness shopping club” (basically just sounds like a fancy way of saying they sell a lot of miracle diet pills).

#39. Seacret

The Isreali immigrant brothers turned entrepreneurs behind Seacret Direct managed to take a cliche mall kiosk (you know, the ones that bother the crap out of you while you’re trying to shop) and turn it into a multi-million dollar global direct selling ccompany. Skincare products are pretty yawn-worthy nowadays, but Seacret’s dead sea products come with a 5,000 year history and a lot of fanfare.

#38. Jamberry Nails

MLM has stretched its sticky fingers out into just about every product market out there, so it’s kinda hard to do something new nowadays. But Jamberry Nails did it. Their adhesive, custom nail designs BLEW UP when they hit the direct sales floor. They built up an army of over 100,000 consultants in the time it takes most people to get a mediocre pay raise at their 9-5.

#37. World Ventures

Breaking into the world of travel bloggers, hotel hoppers, and digital nomads with #wanderlust was one of the best ideas MLM ever had. Everyone out there wants to work remotely nowadays, and a huge portion of those people want to do it so that they can travel. So, a remote income opportunity with a travel MLM just makes sense. WorldVentures is hitting this niche hard, having been named one of the Inc. 5000’s fastest growing companies twice in a row.

#36. Natures Sunshine

One of the rare true pioneers in MLM. Herbal supplement capsules are EVERYWHERE now, but the husband and wife duo behind Natures Sunshine were the first to do it…ever. A visit to your local health store (or your astrology-loving yoga friend’s medicine cabinet) will show you just how popular their invention has become.

#35. Kyani

Another nutritional MLM selling another magical superfruit with a marked up price tag. So what? Their story might not be interesting, but their bottom line is: they’ve expanded to 44 countries and counting after just over a decade in operation. On top of that, they provide extensive sales training and good commission rates to their reps, which is pretty rare nowadays.

#34. Rain

Rain is another nutritional MLM outta Utah (yawn, right?) but these guys do have an angle: seed nutrition and the “black cumin seed”, which is apparently more potent for fighting cancer cells and promotes good anti-oxidant health benefits and stuff.

For whatever reason, the black cumin seed has trended well in recent years:

#33. Market America

Market America is just as known for their massive discounted products portal as they are for their crazy rich CEOs. I’m talking Forbes list, mansion in Biscayne Bay and penthouse in Manhattan, celeb bffs, and giant yachts rich…all thanks to MLM. They’ve hit their fair share of SEC-shaped road blocks, but Market America is still going strong at #29 on the DSN Global 100.

#32. Ambit

They’re a long ways from becoming “the finest and most-respected retail energy provider in America,” especially after getting smacked with a class action lawsuit a few years ago. But what’s a lawsuit when you’ve got a global revenue of $1.5 billion?

#31. Wealthy Affiliate

An MLM without the Facebook stalking, 3-way calls, and autoship? Welcome to the future, network marketing, it’s about time. Wealthy Affiliate is an affiliate opportunity for people who want some solid digital marketing training, and they’ve even got a free trial option.

#30. Pampered Chef

Here we’ve got a throwback to network marketing’s roots (Remember Tupperware parties? No? There’s a reason for that). Kitchen products, cooking demos, and mommy bloggers galore. Stay-at-home-moms looking for some flexibility are still a HUGE target demographic for MLM, so it’s no surprise that Pampered Chef has done so well that Warren Buffett decided he needed a piece of the action.

#29. 4Life

These guys trended for a long time and then flattened out a bit, but they’re still pretty huge. They push their immunity-boosting nutritional products in over 50 countries to date, and they’ve actually got some pretty fantastic reviews from both former and current associates. Commission isn’t great, but at least the reps are happy?

#28. Plexus

Fad diets are the neverending story of the 2000s, and Plexus is one of them. Like most miracle weight loss pills, they’ve had run-ins with the FDA, and they don’t fare well with the BBB either. But they’ve managed to trend upwards for 5 years straight regardless, and reps can earn a whopping 50% commission.

#27. Arbonne

Arbonne is a massive MLM in the shadow of two even bigger cosmetics giants (Avon and Mary Kay). However, with their focus on cruelty-free products and au natural ingredients, it’s looking like they could catch up at any minute. Expect to see them in the billion dollar annual revenue club ASAP.

#26. My Lead System Pro

Rob Fore is one of the bigger SEO network marketers in the game, and he still pushes MLSP as his #1 venture. That should say a lot. They’re still hanging around, although not as hot other digital MLM darlings (see: Tecademics, Digital Altitude, Empower Network, Wealthy Affiliate).

#25. Tecademics

Now we’re getting into the real heavyweights. Tecademics is one of the most extensive digital marketing training programs out there, within and outside of MLM. Founder Chris Record started Tecademics after completely crushing it at Empower Network. Their training comes at a steep price tag, although it’s nothing compared to the price of a university degree.

#24. Omnilife

Before launching Omnilife and becoming a billionaire, Jorge Vergara sold street tacos in Mexico, smuggled Herbalife supplements into Mexico, and sweet talked the Mexican government into changing their regulations in the nutritional products sector. This guy could make a movie about his life and it would probably win an Academy Award (he’s actually a major film producer on the side, casual).

#23. Team National

These guys have been pushing their coupon books for decades. It sounds outdated, but they just hit over half a billion in sales, so clearly someone’s buyin’. Founder Dick Loehr is kind of an entrepreneurial genius.

#22. Le-vel

Almost at their 5 year mark, this health and wellness MLM has blown up. They even won the Bravo Growth Award from Direct Selling News Global a couple years back. When you’re young and new, there’s no where else to go but up…until you eventually come crashing down into a million little pieces (and by pieces I mean lost, jobless MLMers).

#21. Lifevantage

Here we’ve got yet another pseudo-science MLM from Utah. But hey, don’t fix it if it ain’t broke? These guys are doing an annual revenue of $214 million, and their distributors are getting access to 6 different pay bonuses.

#20. Purium

Naturopathy is this MLM’s M.O., and all the #cleaneating, medicinal herb drinking, free spirits are loving it. Supposedly, they’ve got “The FASTEST, healthiest, simplest weight loss program on the planet.” Purium isn’t all talk, either – they’ve actually got a line of certified organic products.

#19. Mary Kay

It’s no secret that the ladies in pink from Mary Kay are the Queens of the MLM-World. Just a few spots down from major rival Avon, Mary Kay is ranked as the #5 MLM in the entire world, doing $3.5 billion in annual revenue.

#18. World Global Network

If WGN is looking for world domination, they may be onto something. This company sells every futuristic gadget you can imagine, from space phones to wearable tech to virtual reality. After only a few years in operation, they’re already rising to the top 100 MLMs in the world.

#17. Isagenix

While Isagenix hasn’t quite made it to the big leagues with Advocare, they’re definitely on deck. They’ve churned out a number of millionaires, they have a product with great reviews, and the hype around this brand is insane.

#16. Amway

They’ve been the #1 MLM in the world for years. Their annual revenue can’t be touched by anyone ($8.8 billion). Amway is so huge that their brand is literally synonymous with network marketing – which can be good and bad.

#15. Avon

Avon is the famous old lady brand, but don’t underestimate your grandma. They’re the only MLM that’s even come close to Amway (they’re #2 in the world, and they’ve got $5.7 billion in annual revenue). Of course, nothing lasts forever – their sales have been tanking for 5 years, and they just had to sell off their North American branch.

#14. Nu Skin

From former presidential candidates to the New York Times, these guys have managed to get a lot of high profile endorsements. No Suzanne Somers and Chuck Norris wash ups over here. One slot away from being a top 10 MLM, they’re worth a whopping $3 billion, and the growth rate on their stock will make your jaw drop.

#13. Nerium

Within one year of operation, this anti-aging MLM was already ranked #86 out of 100 by Direct Selling News. They did over $100 million in revenue…in their first year. What have you done in a year?

#12. Modere

This eco-friendly MLM is seriously committed: their headquarters are operated with wind power. They’re pretty future-facing in general, having implemented an innovative social marketing strategy amongst their reps. No one likes to be harassed on Facebook, but Modere’s social media plan is still 10 times more effective than holding home parties (kill me).

#11. Younique

This semi-new cosmetics MLM really lives up to its name. With a genius marketing strategy that leverages social media in a way that’s only moderately annoying and uses real customers as their models, Younique has become one of the most buzz-worthy MLMs of the 21st century.

#10. Motorclub of America

MCA Motorclub might offer services a bunch of other companies already offer for a lot less (AAA), but they’ve actually packaged them with unique services that are super useful. Their CEO has structured their referral plan so perfectly that people keep coming back. Plus, they’ve been around since 1926 – long enough to be an American tradition.

#9. Primerica

For some reason financial services MLMs don’t usually do very well (something about the irony of spending a bunch of money to save money). But Primerica has it figured out after over three decades in business. Their revenue in 2013 was a massive $1.27 billion, so they at least know how to make money for themselves.

#8. Advocare

This is one of those MLMs that’s been around forever (or at least since 1993) and isn’t going anywhere. They’ve really built up a well-regarded brand name and a solid, stable foundation for themselves. It doesn’t hurt that they’re pushing half a billion in annual revenue, either.

#7. Digital Altitude

If you want to learn about the wonderful (and massive) world of internet marketing from the pros, Digital Altitude is where it’s at. Their products might cost up to $10k+, but you’re getting access to a toolbox of pure gold. Then there’s their commission rate…up to 60%. Just take a second to think about what a 60% commission rate on a $10k+ product looks like. Not bad, huh?

#6. Rodan and Fields

One of the best skincare products in and outside of MLM, no doubt. They were founded by a couple dermatologists, and they used to be an upscale department store brand before entering the world of network marketing. Rodan and Fields created Proactiv, which ended up being one of the most famous skincare products of all time (and a hero-in-a-bottle for every middle schooler who’s ever been called pizza-face). Just this one product line is nearing $1 billion in annual sales.

#5. Jeunesse

Who wants to get fit, look younger, and lose weight? Jeunesse, meet your global target market: everyone. With their crazy sales numbers, I wouldn’t be surprised if they are selling to just about everyone in the world. Jeunesse routinely make the list for the top 20 MLMs in the world, and they’re doing about $1.4 billion in annual revenue. Not only are you selling a very well-trusted product, but the sign up cost is also one of the lowest out there ($30).

#4. Young Living

Essential oils are hot, and Young Living is a big part that. They were the first, too. These guys would be on my short list for companies to push based off of industry trends.

Fun fact: Gary Young has built an empire much different than his 1980s blood testing lab in Tijuana that was clowned by the LA Times. Okay, that was decades ago, but still thought that was funny. Sometimes you just can’t take the “hustle” outta people, and I mean that in a slightly good way.

#3. Herbalife

Herbalife could be the most famous network marketing company, but not for the right reasons. They’ve been boxing the FTC for years, but they’ve agreed to pay back $200 milly to former distributors and vowed to restructure the company.

So, it remains to be seen what a less pyrmaid-esque version of Herbalife yields, but I’m gonna bet better than 99% of MLMs based off brand awareness.

Most people know that Herbalife is a company that sells nutritional stuff (their presence in latin countries is bonkers!), and thats enough to make them play with the big-leagues (unlike most MLMs that fade into obscurity or tackle a micro-niche).

#2. doTERRA

Ah, yes, the “other” essential oils empire. doTERRA is a little younger than Young Living, but they have the momentum in a niche thats arguably the hottest in direct selling.

They have the stay-at-home-mother meets women entrepreneur mixture working for them. What does that even mean? Means they have the practicality side of the company that is off the product and they have the sales, entrepreneur people them promoting it, too. Anyone who follows MLM knows its usually too “product practical” (see: Tupperware, Cutco) or too “opportunity-centric” (see: Herbalife).

doTERRA has a fine balance.

#1. Scentsy

So refreshing to see a direct-selling venture pushing a unique product that people are crazy about without the “income opportunity”.

That doesn’t mean people aren’t making bank on flameless candles.

Just means they’re a product-first company which screams longevity in the network marketing space. They have a product that works, their PR game is strong, and they’re alone in their category.

Translation: exponential growth on the horizon.

Final word

So, does MLM work?

The short answer: it hasn’t for most.

The intentions are good, but most people do not make money and there’s a good chance that a company won’t be around in 5 years.

If you like the products, great. Buy them. Some of the companies above make great products (and I use some of them).

But if you’re doing it for the money, there’s much better ways to make money online.


Sunday, April 2, 2017

Is Motor Club of America a total scam?

These guys have been around forever, and I’ll just say it now: it’s definitely not a scam.

But is it a good deal? Well, do you consider paying double the price for your services a good deal?

Of course, what you’re really paying for with that 100% jump in price is the right to push the overpriced product to all your friends and family. Does this mean I’ve been involved?

This video explains everything:

Make sense? Either way, here’s the full review on Motor Club of America, the company.


The Motor Club of America’s history dates wayyy back to 1926 – they’ve practically been around as long as cars have.

The club was started by a group of three brothers from Atlantic City, New Jersey, who were children of Russian immigrants. William, Samuel, and David Green started Motor Club of America at just the right time, when households all across America were starting to purchase cars. Their company took off and eventually branched out to the rest of the country, opening dozens of offices across the northeast, southeast, and Midwest.

The brothers worked together for over 50 years providing emergency roadside services, towing, repairs, and maps for drivers all over the country. In 1986, they sold the entire company to Trac, Inc., owners of the Thrifty-Rent-A-Car system. By 1992, they were conducting business in all 50 states and Canada.

TVC Marketing, founded by a veteran of the motor club industry (and, weirdly enough, former marketing arm of Pre-Paid Legal), now owns Motor Club of America and has since 1996. The founder Coffee Virgil, weirdly enough, used to be the marketing arm of Pre-Paid Legal. TVC stands for ‘Truckers Voice in Court’, and they also offer legal services to truckers.

Motor Club of America now has over 6,000 auto repair and service centers nationwide

How much does Motor Club of America cost?
In order to join, you must purchase a Total Security membership for $19.95/month.


Motor Club of America does NOT sell car insurance. They sell various other roadside services. MCA is basically AAA with a direct selling structure (and higher prices).

They offer three membership plans: Security ($9.95/month), Security Plus ($14.95/month), and Total Security ($19.95/month).  In the end, you’re shelling out around $120, $180, or $240 a year for these memberships.

Without a doubt, these are useful services in the membership. However, it’s not that different from AAA, which costs HALF the price (about $66/year for a basic membership, $100 for Plus, and $126 for Premiere).

All memberships include…

Unlimited Roadside Assistance

Most competitors cap service calls on their basic plan to 2-4 per year. MCA allows one call per day all year long. Roadside assistance services include lockout assistance, fuel delivery, tire changing, and battery boosting.

Travel Assistance Reimbursement

If your vehicle is not operating or in the repair shop for a few days, MCA will reimburse you up to $500 for a rental car, hotel, or meals if you are more than 50 miles from home.

Planning and Travel Reservations

This is a system that helps you map out and plan your travels, and it includes a reservation system for air travel, rental cars, and hotels.

Arrest Bonds

MCA membership includes a cash bail of up to $500 for traffic violation incidents. This is only available in some states.

Bail Bonds

MCA will release up to $25,000 on bond to release you from jail if you were charged with a moving traffic law violation as the driver.

Attorney Fees

As long as you are driving your covered auto, MCA will pay up to $2,000 in attorney fees should you receive traffic-based police charges.

Stolen Vehicle Reward

In the event that your vehicle is stolen, MCA will offer a reward of up to $5,000 to the person or law enforcement agency that recovers the car.

Credit Card Protection

Financial coverage of up to $1,000 in losses in the case that your identity is stolen.


Members can use their card for 15%-65% discounts on prescriptions, dental procedures, eye wear and eye exams, rental cars, and major hotel chains.

Emergency Reimbursement Benefits

Up to $500 in cash for Emergency Room or Trauma Center treatment due to car-related injuries.

Daily Hospital Benefit

If you are hospitalized due to a vehicle-related accident that is covered, you can receive up to $150 per day to cover your hospital stay for up to 365 consecutive days or $54,750.

Accidental Death Benefit

They offer $10,000 accidental death coverage to members.

The Security Plus membership offers accident coverage, hospital benefits, and emergency benefits under all circumstances, not just vehicle-related. The Total Security membership includes all of the above plus higher coverage levels, up to 100 miles towing per service call, customer can choose towing destination, and RVs, motorcycles, and trailers are included.

Total Security members can take part in their referral program, whereas regular Security members cannot.


Distributors are given an advance on their commission for membership sales – the entire year’s worth is given to you up front. However, if one of your customers cancels their membership, you have to pay that back.

For each basic Security membership you sell, you get a $40 advance for the entire year. For Security Plus, you get $60, and for Total Security, you get $80.

If, for example, you can sell 5 Security Plus memberships per week, you would make $21,320 for the year. That’s not an easy feat, though. Better have a lot of friends and family members you’re willing to alienate.

Distributors also earn overrides on their 1st Level (direct) recruits. If someone you personally sponsored sells the basic Security membership, you get $4. If they sell Security Plus, you get $5. If they sell Total Security, you get $6.


These guys have been around forever, it’s definitely not a scam.

But is it a good deal? Well, do you consider paying double for the same services a good deal?

Ultimately, AAA is half the price, so the only reasons for buying into this are

  • You’re clueless and haven’t shopped around or
  • You’re trying to cash in on the affiliate program

If you’re trying to cash in on the affiliate program, you should think long and hard about laying down $240/year, because if the only people who would purchase a membership are clueless people who have done NO shopping around, you’re probably not going to find enough customers to keep your “business” afloat.

But if it’s financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)


Saturday, April 1, 2017

The epic rise and fall of MonaVie

If Britney Spears were an MLM instead of a washed up mega-pop-star, she’d be MonaVie.

Think Britney cerca 2001, back when her posters graced the bedroom walls of every teenager in America and she was pulling multi-million dollar contracts for a 30 second spot with Pepsi. MonaVie was pretty close to being on that level within a couple years of launch…

But by 2014 they were more like bald Britney breaking car windows with her umbrella. At least Britney’s got a Vegas show nowadays…MonaVie has nothing left but a pretty crazy story to tell.

Was I ever a part of it?

This video explains everything:

Make sense? Either way, here’s the full review on MonaVie.


MonaVie was a nutrition MLM founded in 2005 in Salt Lake City, Utah. Shocking, right?

Founder Dallin Larsen had already built up a pretty boss career in MLM before launching MonaVie. Dude was a senior-level executive at both Dynamic Essentials and USANA.

MonaVie became one of the biggest, trendiest names in nutrition almost instantly. They hit the $1 billion mark in annual sales, and there are only a few MLMs in the WORLD that have done that. Pretty incredible.

This company took off running FAST. But after a while, they weren’t running to huge sales numbers anymore…they were running from the law.

By 2008, only 3 years after launch, they were already facing a lawsuit from Imagenetix – a $2.75 BILLION lawsuit, to be exact – over trademark infringement. The case was settled outside of court, and Larsen probably toasted to that multiple times because a lawsuit like that could have shut them down instantly. [1]

That same year they butt heads with Amway on multiple occasions. A big scandal broke out when they saw that Orrin Woodward, a former top distributor for Amway, had teamed up with MonaVie, taking a $3 million loan from them to help him get his MLM TEAM (which I review here) off the ground. Copyright claims re: Amway’s compensation plan and recruitment practices abound. [2]

A 3-year-old MLM going up against Amway is like the Karate Kid trying to take down the Roman Empire. They should have known it wouldn’t work out.

But just one year later they got hit with another lawsuit from one of the biggest names in business: Oprah Winfrey. Oprah and Dr. Oz filed a suit against 40 different companies using acai berry in their products that had falsely claimed their products were backed by Dr. Oz and herself. She even called MonaVie out by name on her website. [3]

Unfortunately for Larsen, this was only the beginning of the lawsuits. But MonaVie wasn’t always on the receiving end.

In 2010 they filed a lawsuit against the trendy nutritional beverage MLM Zrii claiming that they copied MonaVie’s compensation plan. (PLEASE, pretty much every compensation plan nowadays is a copy of another one). [4]

Also in 2010, the circuit court of Miller County, Arkansas filed a class action lawsuit against MonaVie for false and misleading advertising as well as engaging in civil conspiracy. [5] The U.S. District Court of New Jersey filed a similar class action lawsuit in 2013 claiming violations to the New Jersey Consumer Fraud Act. Florida filed yet another in 2014. [6]

Then, in 2014, a company named K2A filed a multi-million dollar suit against MonaVie for patent infringement and unpaid royalties. [7]

The list goes on and on and on…and on…and on.

TL;DR? MonaVie’s entire existence consisted of legal battles over false advertising, inflated pricing, false health claims, copyright infringement, patent infringement, illegal recruiting practices, and then some.

But wait, there’s more!

After years of exhausting and futile battles, it was announced in May 2014 that MonaVie had defaulted on a $182 million note securing assets of the company that had been issued in 2010.  [8]

On top of that, their employee stock program lost nearly all of its value, forcing the company to pay out a $19 million settlement on employee lawsuits in 2016. [9]

The company’s remaining assets were transferred to Jeunesse. MonaVie, which had not long ago been worth over a billion, was forclosed for a mere $15 million. [10]

Oh, how the mighty have fallen.

How much does MonaVie cost?
A startup kit at MonaVie costs $249.


MonaVie sold a variety of nutritional bottled fruit juices. Like any good nutrition MLM, they also sold energy drinks, supplements, and weight loss products.

Their main gimmick was antioxidants, specifically from the acai berry. However, an analysis done by independent laboratory ChromaDex showed that the juices contained very low levels of antioxidants and vitamin C.

What’s more, a clinical study found that drinking MonaVie throughout pregnancy increased risks of complications, including cardiac problems and dysfunction at birth.


They did offer a 50% commission on personal sales, which is pretty damn good. But reps still couldn’t make good money.
Despite their rapid rise to fame and 10-figure annual sales numbers, apparently only 14% of MonaVie distributors made a prof
it. Any profit it all.

An astounding 86% of distributors didn’t even make enough money to pay off the cost of joining.


MonaVie’s rise to fame and subsequent crash and burn look pretty spectacular on paper.

It was pretty insane, but really, it’s just the arch of 99% of MLMs exaggerated a little. Most don’t ever make it near $1 billion in sales, but most are designed to fail so that the owners can cash out and move onto the next one.

As you can see, even with sales numbers that shot up faster than a rocket launcher, 99.9% of distributors didn’t get a piece of the pie…or even a bite.

If it’s financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)


Friday, March 31, 2017

Why most MWR Life reps are completely broke

It’s hard to decide which MLM products are the shadiest…it might be financial coaching, but “tech” products and legal services are a close second, and let’s not forget travel and shopping discount memberships.

Well, MWR Life wraps them all up into one MLM-tastic package with a big, bright red sticker on top that says “sue us!”. Too harsh?

Company actually has done a few things right, despite major issues. Have I been involved?

This video explains everything:

Make sense? Either way, here’s the full review on MWR Life.


MWR stands for My Warranty Rewards, and the company is headquartered in Aventura, Florida.

They were founded by Jay Tuerk and Yoni Ashurov in 2014, and they’re currently operating only in the U.S. and Canada with Ashurov as their COE.

This company is pretty new, and they haven’t generated a ton of buzz yet (though there’s definitely some). This is another MLM that teaches distributors to target their “warm market” – family and friends. The warm market approach is also known as the lose all your friends, alienate all your family members, and get blocked on every social media channel approach. Works every time.

How much does MWR Life cost?

There are three different starter packages ranging from $99-$499. This MLM doesn’t have any actual products, so you’re not getting a giant box of miracle pills and eye cream if you buy the more expensive packages. All you’re getting is access to more aspects of the compensation plan.

  • Silver ($99): This is the basic package, and with it you’re partially eligible for the compensation plan, including customer bonuses, expansion bonuses, customer residuals, and team residuals.
  • Gold ($299): This is the builder package, and benefits include access to the full compensation plan, a founder position (lol @ paying $299 to be called a “founder”), “gold status” on your website, and eligibility for a $500 monthly 3×3 guarantee.
  • Platinum ($499): This is the success package, and it includes full eligibility for the compensation plan and everything else in the Gold package. In addition, you get a manager position, a qualified founder position, an MWR Academy certification, a 10% pay increase on personal production, and private coaching calls.

In order to stay active, you also have to make monthly payments to Biz Center to access websites and training materials, and that costs $30/month. In order to stay qualified (to receive commission), you need to be active and have at least 5 Customer Points. Each product package is worth 1-2 Customer Points.

This is getting to be a pretty expensive venture (over $1,000/year, in total, plus the initial investment).


MWR Life doesn’t actually sell any products, but they do sell a huge array of “life-enhancing” services.

Financial Edge

These are there financial coaching services. The package comes with a variety of programs and training materials with different focuses, from budgeting, to credit scores, to savings and investment. The package includes:

  • CreditMAX
  • EquityMAX
  • MoneyMAX
  • WealthMAX

It retails for a whopping $79.97/month. I can give you some budgeting advice for free right here – spending 80 bucks a month is not budgeting and saving money.

Lifestyle Advantage

This is their discount and savings program that’s meant to help you find more affordable travel deals, retail products, and dining options. Their booking website supposedly has a “110% price savings guarantee”. The package includes

  • Travel Advantage
  • Shopping & Dining Mall
  • Grocery Getaway

It costs $49.97/month. Again, spending money to save money. It makes no sense, especially because their systems DON’T save you $50 a month. Often times, they don’t save you anything at all.

Life Essentials

This is a package that combines 10 of their most “essential” services, which you can also buy separately, into one monthly subscription. The membership includes:

  • Roadside Assistance
  • 24/7 Telemedicine
  • 24/7 Tech Support
  • 24/7 Personal Assistant
  • Legal Access Plus
  • Financial Coaching
  • Tax Hotline
  • Identity Theft Protection
  • Personal Accident Coverage
  • Worldwide Air Medical Evacuation

This package is $49.97/month.

Are these things actually “essential”? Some of them, like roadside assistance, tech support, and personal accident coverage are actually very beneficial to have…but you likely already have them. Your car insurance, the company that made your computer, and your credit cards offer all kinds of coverage that’s likely better than theirs.


Their website is full of stock photos of lambos and mansions in Malibu, but can you actually make money with MRW?

There are 11 ways to earn with this company. Here are the main routes.

Customer Commissions

Every time you enroll a new customer, you get a $25 one-time bonus. On top of that, you get anywhere from $.25-$8.00/month from customers throughout your organization, unlimited levels deep. The higher your rank, the higher your commissions.

Considering the high prices of their monthly memberships ($50+), these are pretty weak commission rates.

Team Commissions

You also get monthly residuals from distributors in your downline up to 7 levels deep. These commissions range from $.50-$3.00.

  • Level 1 – $.50
  • Level 2 – $.50
  • Level 3 – $1.00
  • Level 4 – $4.00
  • Level 5 – $1.00
  • Level 6 – $1.00
  • Level 7 – $3.00

If you start out as a gold or platinum member, you also get 25% commission on the entire pay of your direct recruits. Clearly they want you to buy in big, because that’s a much better deal than the standard commission rates.


MRW has a bonus structure that’s pretty similar to other MLMs. Most of their bonuses are given out if you can sell a lot in a short amount of time, especially within your first month, or once you start moving up to the top-level ranks. A lot of these bonuses require you to buy in at gold or platinum level.


This is one of those MLMs that doesn’t have a real product to stand on. They offer a variety of vague services, most of which your average person already has access to through other (far cheaper) means, such as their insurance, product warranties, credit cards, and AAA memberships.

The compensation plan is very, very top-heavy. Most people will earn nickels and dimes, but the few who make it to the very top will rake in the cash.

It’s a big risk though, considering it’s one of the most expensive MLMs I’ve reviewed if you want to access the compensation plan and stay qualified.

If it’s really financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)


Tuesday, March 28, 2017

Is Kairos Technologies just a Ponzi scam?

Kairos Technologies sounds like some sketchy, big brother company from a 90s teen flick. I’m picturing a group of disinterested college students dressed in all black doing matrix-like moves past security guards and laser beams to break into a multi-million dollar company and expose their secrets.

Turns out, the actual Kairos Technologies is nowhere near that big and powerful, but they are definitely sketchy enough to play a movie villian.

Was I ever involved?

This video explains everything:

Make sense? Either way, here’s the full review on Kairos Technologies.


Kairos Technologies is based out of the UK…and that’s about all the information that’s available on their website.

Nothing about when they were founded or by whom, although their domain was registered in 2014. The “Management” page on their website leads to a weird, generic diagram of the management structure that you’d find in a business 101 class without naming a single person in leadership.

They appear to also go by the name KairosPlanet, and a quick search on LinkedIn will uncover a handful of people who might be in leadership, although with the way MLM hands out titles like candy, they could just be regular distributors.

It doesn’t matter though, because none of these people have any information on their profiles. Michel Vieira calls himself President of KairosPlanet, but his profile says nothing else other than that he lives in Geneva, Switzerland. He doesn’t even have a profile photo. Janny Cavassini, a man who randomly pops up in one of their marketing videos under the title “CEO of Kairos Technologies” also lives in Geneva, Switzerland and is following Kairos Technologies, but his official title on his LinkedIn profile is just “social worker / entrepreneur”. [1]

Again, sketchy.

The Kairos website urges people to “Become part of a global international project by creating your own planet in the Kairos Universe.”

Sounds cryptic and alluring, but if you think that’s supposed to mean something, it’s not. The rest of the website is filled with such poorly written English that it’s hard to figure out what this company is even pushing. My guess is they’re not actually based in the UK…just a hunch.

How much does Kairos Technologies cost?
Kairos offers four different “agreements”, depending on how much an affiliate wants to invest and how much disk space they want to rent out. The more money and disk space, the higher the ROI.

  1. 15 GB Rent: $125
  2. 70 GB Rent: $597
  3. 180 GB Rent: $1,577
  4. 320 GB Rent: $2,777


Kairos Technologies doesn’t actually sell any products or services. Instead, they recruit people to provide them a service that they then pay for.

Basically, affiliates rent out a portion of their disk space. They must have a certain amount of available disk space (15 GB to 320 GB), and they must download and install a special software program that they then have to leave running by staying online for at least 10 hours a day. The company is renting this unused disk space to “develop global distributed computing systems”.

In addition to renting disk space, affiliates get access to a variety of hardware and software programs, depending on their buy-in package, from Kairos Technologies that are likely all bogus. They include…


  • KairosMail, a secure mailing service (for all affiliates)
  • KairosDisk, secure cloud data storage (for affiliates who purchased packages 2-4)
  • KairosSurf, secure internet access (for affiliates who purchased packages 3-4)


  • KairosPhone, a secure and private communications device that has the specs of a cell from 2004 (for affiliates who purchased package 4)
  • KairosRouter, a 3G secure wireless data transfer system (for affiliates who purchased package 4)


As I mentioned, each buy-in package offers a different ROI, all depending on how much money you’re willing to invest and how much disk space you’re willing to rent. Kairos estimates the following ROIs:

  1. 15 GB ($125): $312.50 annual ROI
  2. 70 GB ($597): $1,492.50 annual ROI
  3. 180 GB ($1,577): $3,942.50 annual ROI
  4. 320 GB ($2,777): $6,942.50 annual ROI

In addition to this money, affiliates make commissions on referrals through a unilevel compensation plan infinity levels deep.

All affiliates get 15% commission on their Level 1 (personally sponsored affiliates). After that, commission rates depend on rank. Affiliates who get past Assistant rank, the first ranking, get 10% on their Level 2 and 5%-30% on their level 3 and onwards.

That means that the highest ranks, like the Chief Ambassadors, are making a whopping 30% on ALL of their Level 3 affiliates and onward, infinity levels deep. That’s huge. Of course, no one makes it up that high.

The company also offers a 1% Matching Bonus, a 1-2% Leader Supporting Bonus, a 1% Generation Bonus on your two strongest legs, and a 1% World Bonus Pool. However, you have to hit certain ranks to access these bonuses.


If you’re still confused about what it is this company does, that’s because they don’t really do anything.

Kairos Technology might just be a straight up Ponzi scheme. How are they making money to pay you 200%+ ROIs for doing nothing but turning on your computer?

They’re not.

What they’re doing is taking the massive membership fees from new affiliates and giving you a part of them. Textbook pyramid scam if I’ve ever heard one.

Look, if it’s financial freedom you seek and you like automated ways to build passive income, there are better ways.

(and you can trash those old MLM habits, too)